• mortgages available for residential, agricultural or commercial properties
• conventional and CMHC insured mortgages
• amortization periods up to 25 years
• mortgage life insurance available
• competitive interest rates
• payment options - weekly, bi-weekly, semi-monthly, or monthly

A home may be the biggest investment you will ever make. When contemplating a mortgage it is a good idea to get the advice of a professional from Westoba Credit Union. Whether you are buying a home for the first time or renewing your mortgage, we understand the importance of working out the best possible mortgage package, so your home or renovations are truly affordable.

We recognize that having flexible repayment and prepayment options is very important to mortgage holders. Did you know that Credit Unions were the innovators of bi-weekly payments that substantially reduce the interest costs of your mortgage?

We stretch your mortgage dollar with competitive interest rates and no hidden charges so your mortgage can be free and clear as quickly as possible.

WCU's mortgage features include:

• 60 Day Rate Guarantee with a pre-approved mortgage
• up to 20% Prepayment privilege
• no Renewal Fee

Current Terms Available with Interest
Rates ranging from floating to 5 year.

Pre-Approved Mortgages

Speak to one of our Members Service Representatives before you buy and we'll show you all the advantages of having your financing in place with a Westoba Credit Union pre-approved mortgage. We'll show you how to have a manageable mortgage that gives you the peace of mind knowing that your home or renovations are affordable.

• helps you determine what you can afford
• interest rate guaranteed for 60 days - if rates drop in that time period you get the lower rate
• a pre-approved mortgage puts you under no obligation
• rapid pre-approval - usually within two days

Calculators