Credit Union Mastercard
For Everything Else, and More!

NEW: Westoba Credit Union Members can now choose their card and apply ONLINE!! Click here to apply now.

Credit card use has never been more convenient. With programs such as Maestro and Cirrus, MasterCard offers you more options, including worldwide ATM service and Direct Payment.

Your Card for Your Needs

• Credit Union MasterCard
• Gold Credit Union MasterCard
• Platinum Class Credit Union MasterCard
• Student Credit Union MasterCard
• Business Credit Union MasterCard
• Low Fee Credit Union MasterCard
• No Fee Loyalty Credit Union MasterCard

Credit Union MasterCard

All Credit Union MasterCard holders enjoy:

• Global Access
• Common Carrier Travel Insurance
• ATM Access
• Lost/Stolen Card Assistance ·
• Emergency Card & Cash Replacement ·

Gold Credit Union MasterCard

• $5,000 to $50,000 Credit Limit
• Annual fee
• Annual fee for additional cards (Free with CHOICE Rewards)
• Extended Warranty
• Purchase Assurance (90 days)
• Out of Province/Country Travel Health Plan only applies to Cardholders who are 74 or younger.
• $500,000 Common Carrier Travel Accident Insurance
• $3,000 Trip Cancellation Insurance
• Mondial Assistance Health Plan Medical Coverage: Maximum $2,000,000 Per Covered Person; Hospital Services; Health Care Professionals; Prescriptions & Treatments; Medical Appliances; Emergency Dental Care; Transportation Benefits; Repatriation; Family/Friend Hospital Visits; Return of Deceased; Vehicle Services; Automatic Benefit Extension; Meals & Accommodation
• CHOICE Rewards Option:
  • Additional annual fee
  • earn 1 point for every $1 in spending for brand name merchandise and any type of travel
  • No restrictions on travel.

Platinum Class Credit Union MasterCard

• $7,500 to $50,000 Credit Limit
• Annual fee
• Annual fee for additional cards
• Extended Warranty program doubles manufacturer's warranty up to 2 additional years.
• Purchase Protection - 90 days
• Up to $500,000 Common Carrier Travel Accident Insurance
• $3,000 Trip Cancellation Insurance
• Platinum Class Travel Rewards: Exclusive Travel Agency; Dedicated Toll-Free Number; Hotel & Car Rental Discounts; No Blackout Periods; Choice of Carrier; Unrestricted Seating. 2 points for 1 dollar spent (Minimum 10,000 points redemption for $100 credit) ·
• Mondial Assistance Health Plan Medical Coverage: Maximum $2,000,000 Per Covered Person; Hospital Services; Health Care Professionals; Prescriptions & Treatments; Emergency Dental Care; Transportation Benefits; Repatriation; Family/Friend Hospital Visits; Return of Deceased
• Platinum Class Rewards:
• Earn 2 points* for every dollar charged for retail purchases

  • At the time of applying for a new card, transfer a balance from a retail or financial institution credit card and earn one point for every dollar you transfer                       

  •  Redeem points for premium merchandise from the Platinum Class Rewards website or for travel through the exclusive Platinum Class Travel Agency at a 1% value (10,000 points = $100 worth of travel)

  • If you don't have enough points for an entire trip, you can charge the remainder to your Platinum Class MasterCard card and earn even more points!

  • No restrictions on travel:

    • Any seat
    • Any carrier (airline, cruise, ski package, etc.)
    • Any travel time (even during seat sales and blackout periods)
    • Any destination

    * The amount of Platinum Class Rewards points you may accumulate is limited to 400,000 points per calendar year.

Student Credit Union MasterCard

• $500 to $2000 Credit Limit
• No annual fee
• Extended Warranty
• Purchase Protection (90 days)  
• $100,000 Common Carrier Travel Accident Insurance
• Up to $300 when baggage is delayed for more than 24 hours
• CHOICE Rewards Option:
  • earn 1 point for every $1 in spending for brand name merchandise and any type of travel

Business Credit Union MasterCard

• Negotiable Credit Limit
• Individual or Consolidated Billing
• NO Annual fee and NO extra card fee
• $1,000,000 Common Carrier Travel Accident Insurance
• Expenses up to $200 for baggage delay over 6 hours

Low Fee Credit Union MasterCard

• $1,000 to $50,000 Credit Limit
• Annual fee
• No annual fee for additional cards
• Credit card registry · Extended Warranty
• Purchase Protection (90 days)
• $100,000 Common Carrier Travel Accident Insurance
• $1,000 Trip Cancellation Insurance 
• CHOICE Rewards Option:
  • Additional annual fee
  • earn 1 point for every $1 in spending for brand name merchandise and any type of travel

No Fee Loyalty Credit Union MasterCard

• $1,000 to $50,000 Credit Limit
• No Annual fee
• No annual fee for additional cards
• $100,000 Common Carrier Travel Accident Insurance
• Expenses up to $300 for baggage delay over 24 hours
• CHOICE Rewards Option:
  • No annual fee
  • earn 1 point for every $2 in spending for brand name merchandise and any type of travel

Choice Rewards

Apply for or change your existing MasterCard to a CHOICE Rewards MasterCard and you have the opportunity to reward yourself with fabulous merchandise, travel packages or travel certificates.

Start earning points immediately by receiving 1,000 points when you register.