To become a member of Westoba Credit Union Ltd., each individual acquires a $5 common share. These common shares represent members' ownership of the credit union, and each holder of at least one common share is entitled to one vote at any and all membership meetings. Dividends can be declared annually on these common shares.

Common Share investments are deemed to be risk capital and, as such, do not come under the guarantee of the Credit Union Deposit Guarantee Corporation.

Common Shares are owned by the individual member(s) and are fully redeemable at the time a Membership Account is closed.